Speedy cash is a commercial
business that offers short term loans to its users in about 24 hours after you
must have filled a quick application form. It requires that you must be over
18, be employed or have proof of a steady income, have a checking account and a
valid identification card. They also
offer offline service from their numerous stores on different states in the
Many people are often caught in
the web of having to take a loan. Over 70% of people living in the US are said
to live from paycheck to paycheck. This could mean that there might be not
enough cash to pull from to take one to the next paycheck. One major way to
suffice for this setback would be to take a short term loan. This can help you
make basic purchases or help take care of an emergency, right until when you
can get your next paycheck.
Currently, to access loans from
speedy cash, you must be a resident of Texas, Utah, Wisconsin, Wyoming, Rhode
Island, Oklahoma, Louisiana, Missouri, Mississippi, North Dakota, Nevada,
Alabama, Alaska, Arizona, California, Colorado, Delaware, Hawaii, and Illinois.
Speedy cash has seen very mixed
reviews from users. Its ratings have been on the average. Some people are happy
about its timely loan disbursements while others complain about certain service
complications, such as incorrect information passed on the nature of their
Here a list of the services
offered by Speedy Cash;
Short term loans: Short term loans are its most popular service;
you can access loans up to $26,000 from $50as said by Speedycash. An
application can be filed in one of the storefront locations in any of its
operating states or on its website. However, the real amount you as an
individual would be able to borrow would depend on the state you live and other
factors like your employment level.
Installment loans: They also offer installments loan s of up to
$2,600. With a set day for your
installment repayments, you are good to go with a Speedycash installment loan.
Automobile title loan: You can borrow against your car with the
speedy cash loan offering. Ensure that the car is in good working condition and
has insurance with other appropriate documentation. You take it to one of their
offices, where following inspection, your loan would be disbursed to you.
Get a line of credit: Speedy cash also offers a line of credit to
customers who can prove that they have a steady income. This way money can be
released to you, but would only start counting when it is withdrawn from the
account. Once you payback and there is a need for a loan again, you can easily
make another withdraw.
Debit Card: Speedycash also offers the Opt+ prepaid debit card that
can be used across ATM machines and in any visa pay point. It is as good as any
debit card, and also provides easier cash transaction if you have to use other
speedy cash services.
Utilizing any of these services
with Speedycash does not take time. You might only want to consider the
high-interest rates which are some cases extends way above the loan you took,
however, short term loans are still the safest of all its other services. To
understand exactly how much your interest would be for each of their services,
you would have to check with a representative as it depends on your state and